Typical installed price ranges for central Iowa
These are the ranges we see most often for single-family homes in the Des Moines metro. They include equipment, labor, permits, and haul-away of the old unit — a real installed price, not a bare equipment price.
- Gas furnace (80–96%+ AFUE): about $4,000–$9,000 installed
- Central air conditioner (13.4–18+ SEER2): about $4,500–$10,000 installed
- Furnace + AC replaced together: about $8,000–$18,000 installed
- Cold-climate heat pump or dual-fuel system: about $8,000–$20,000 installed
- Ductless mini-split (single zone): about $4,000–$8,000 installed
What actually moves the price
Two identical houses can get very different quotes, and it usually comes down to five things: the heating and cooling load of the home (we measure it — never guess from square footage), the efficiency tier you choose, the condition of your ductwork, electrical and venting work needed to meet current code, and how difficult the equipment is to access.
Beware of any quote produced without a load calculation. An oversized system short-cycles, dehumidifies poorly in Iowa's humid summers, and wears out early; an undersized one runs constantly and never catches up on the coldest January nights. Our True “Right Size” Guarantee exists because sizing is the single biggest driver of comfort and operating cost.
How Des Moines homeowners bring the number down
Between tax credits, utility rebates, and True Comfort discounts, qualifying replacements can stack up to $3,800 off a new home comfort system — and we file every rebate and warranty form for you, guaranteed. Flexible financing through Synchrony spreads the remaining cost into a monthly payment.
Timing helps too. Replacing a 15-plus-year-old system on your schedule — rather than as an emergency during a heat wave or cold snap — gives you time to compare options and capture every incentive.
Why our quote will not change once work begins
Our True “No Hidden Charges” Guarantee means the price we quote is the price you pay: once we start the work, your price will not change. We ask a lot of questions up front so nothing gets missed — and if something comes up that we missed, we pay the difference, not you.
Frequently asked questions
How much is a new furnace in Des Moines?
Most gas furnace replacements in the Des Moines area run about $4,000–$9,000 installed, depending on size, efficiency (AFUE), and venting requirements. High-efficiency condensing furnaces cost more up front but use noticeably less gas through an Iowa winter.
Is it cheaper to replace the furnace and AC at the same time?
Usually, yes. Combining both into one installation saves duplicate labor, and matched systems run more efficiently than mismatched ones. If both units are 12–15 years old, replacing them together typically costs less than two separate projects a few years apart.
How can I get up to $3,800 off a new system?
By combining tax credits, utility rebates, and True Comfort discounts on qualifying equipment. We track the current programs, tell you exactly what your system qualifies for, and file all the paperwork for you — guaranteed.
Do you offer financing on new systems?
Yes — flexible financing is available through our partner Synchrony, with options to fit most budgets. You can apply in minutes and pick a monthly payment that works before any work begins.
Keep Learning